Waahey Parser — Credit Card Statement Parsing

CreditCardStatementParsingandDataExtraction

ExtractandorganizecreditcardstatementdatawithWaaheyParser.Reviewtransactions,merchants,spendingcategories,feesandrecurringsubscriptionsinastructuredformat.

Upload a Credit Card Statement

Upload a supported credit card statement file to extract transaction details, merchant names, spending categories, fees and available card utilization information after signing in.

Sign In to Upload Your Credit Card Statement

Supported formats: PDF, DOCX or XLSX
Maximum file size: 5 MB per file

PDFDOCXXLSX
Analyze Credit Card Statement

Credit Card Transactions

Organize Transaction Dates, Merchants and Amounts

Credit Card Spending Categories

Automatically Categorized Spending

Recurring Payments and Subscriptions

Identify Recurring Merchants and Subscription Payments

Credit Card Interest Projections

Explore Minimum Payment Scenarios

CREDITCARDSTATEMENTDATAEXTRACTION

WhatWaaheyExtractsfromYourCreditCardStatement

waahey.com/parser/credit-card-extraction

Credit Card Balance Summary

Review your previous balance, payments received, purchases, cash advances, total amount due and minimum payment from your credit card statement.

Credit Card Transaction Details

Organize transaction dates, merchant names, locations, categories, amounts and currencies, with recurring or foreign transaction indicators where available.

Credit Card Spending Categories

Categorize credit card spending across retail, food, utilities, travel, education, subscriptions and other available spending categories.

Credit Card Fees, Charges and Interest

Review available transaction taxes, foreign currency conversion markups, interest charges, finance charge rates and total fees as a percentage of spending.

Recurring Payments and Subscription Detection

Identify and group recurring merchant transactions, including subscriptions and SaaS payments, and flag potential duplicate billing where supported.

Credit Card Interest and Repayment Projections

Explore minimum payment scenarios to estimate how long repayment may take and the potential total interest cost based on the assumptions provided.

CREDITCARDSTATEMENTPARSINGUSECASES

WhoBenefitsfromCreditCardStatementDataExtraction?

01Expense Management and Transaction Categorization

Extract and categorize credit card transactions into structured data for expense management tools, reporting and approval workflows.

02Credit Risk Assessment and Spending Analysis

Analyze spending patterns, credit utilization and payment behavior from available statement data to support credit risk assessment and lending analysis.

03Recurring Subscription and Payment Audit

Identify recurring subscription payments and flag potential duplicate charges across supported credit card statements for further review.

04GST Reporting and Transaction Tax Analysis

Extract available GST and transaction tax details into structured data to support expense reconciliation and tax reporting workflows.

05Credit Card Debt and Repayment Analysis

Explore estimated interest costs and minimum payment scenarios to understand potential repayment timelines and support debt planning.

06Multi-Card Spending and Utilization Analysis

Combine supported credit card statements into a consolidated view of spending, transactions and available utilization data across multiple cards.

Explore Bank Statement Parsing

STRUCTUREDCREDITCARDSTATEMENTDATA

ConvertCreditCardStatementsintoStructuredData

Waahey Parser / Credit card

Sarah Mitchell · March 2024

Processed

Source document

Premier Rewards

Credit Card Statement

Card ending **** 4821

Cardholder: Sarah Mitchell
789 Park Avenue, Unit 4C
New York, NY 10021

From

March 1, 2024

To

March 31, 2024

Statement date

April 2, 2024

Previous Balance$4,218.50
Payments Received-$4,218.50
New Charges+$3,847.29
Credit Limit$25,000.00
Total Amount Due$3,847.29

Transaction Activity

Listed activity · partial sample

03/01Previous Balance$4,218.50
03/05Amazon.com · Shopping127.49
03/12Payment - Thank You · Payment4,218.50
03/15Delta Airlines · Travel412.00
03/28Apple Store · Shopping239.00

Minimum payment due: $115.00 · Payment due date: April 25, 2024

Structured data

Cardholder Information

Cardholder
Sarah Mitchell
Card Number
**** **** **** 4821
Issuer
First National Bank

Statement Period

From
March 1, 2024
To
March 31, 2024
Statement Date
April 2, 2024

Balance & Utilisation

Credit Limit
$25,000.00
Total Amount Due
$3,847.29
Utilisation
15.4%

Spend by Category (partial sample)

  • Dining & Food$692.40
  • Shopping$1,124.18
  • Subscriptions$248.90
  • Travel$612.50

Sample Transactions

  • Amazon.com · 03/04$127.49
  • Netflix Subscription · 03/05$15.99
  • Whole Foods Market · 03/08$86.32

All card transactions categorized and ready for expense, risk, or accounting workflows.

Illustrative sample — not a processed customer document. Transaction lists and spend categories are partial samples, not exhaustive totals.

CREDITCARDSTATEMENTDATAEXTRACTION

ExtractCreditCardDetailsandTransactionsAutomatically

WaaheyParserextractsavailablecreditcarddetails,statementbalancesandtransactioninformationfromuploadedstatements,organizingthedataintoastructuredformatforreview.

Cardholder Information
Credit Card Details
Card Issuer or Bank Details
Statement Billing Period

Cardholder Name

Name Listed on the Credit Card

Credit Card Number

Masked Credit Card Number

Credit Card Issuer or Bank

Financial Institution That Issued the Card

Statement Billing Period

Statement Start and End Dates

Previous Statement Balance

Balance Carried Forward from the Previous Period

Total Amount Due

Total Amount Owed for the Current Billing Cycle

Credit Card Limit

Maximum Credit Limit Available

Minimum Payment Due

Minimum Amount Due by the Payment Due Date

Credit Card Transaction Date

Date Recorded for Each Transaction

Merchant or Vendor Name

Name of the Merchant or Business on the Transaction

Transaction Amount

Amount Charged for Each Transaction

Spending Category

Assigned Expense Category, Where Available

Additional available fields may include fees, GST, interest rates and recurring subscription details, depending on the statement format.

Credit Card Statement Parsing Software

Extract Credit Card Statement Data with Waahey Parser

Upload a supported credit card statement to organize transaction details and spending data into a structured format for review alongside the original document.